Impaired Credit

There may be times in your life when things haven’t gone quite according to plan and your credit rating has been affected as a result.  You’ll be pleased to know that you may still be eligible for a mortgage from the growing number of lenders who specialise in lending to people with adverse credit.  These types of mortgage are often referred to as “sub prime” or “ adverse credit” and are often subsidiaries of the main high street banks and building societies.

If you have been declared bankrupt in the past, have fallen into arrears on a mortgage or suffered other debt problems such as defaults or county court judgements,  these types of lenders may be able to help.

If you would like to explore the options available to you,  please contact us or use the “ Quick Response” form and we’ll get back to you.

The overall cost for comparison is 9.9% APR. Your actual rate will depend on your circumstances and credit profile.


Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your property.

Direct Mortgages are regulated by the Financial Services Authority, no.303003. Direct Mortgages, 70 Whitby Road, Ellesmere Port, Cheshire, CH65 0AA
A broker fee of up to 2% may be payable in certain circumstances.   Typical fees are £495.00 ,  payable only upon successful completion of your mortgage

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