Purchase | Next Time Buyers
Mortgage Advice for Next-Time Buyers

The mortgage market is ever changing, so even if you’ve done it before, it pays to get professional advice when arranging your next mortgage.

Lenders frequently change their criteria and rates to suit market conditions and the days of being able to borrow just 3 x salary are long gone. Higher income multiples and affordability calculations have been introduced to keep pace with the rise in house prices.

With such a massive choice of mortgages on offer, we make sure that you’re not missing out on the best deal and that you’re armed with all of the relevant information to make an informed decision on your next mortgage.

Please use our “Quick Response” form if you would like to discuss your mortgage requirements.


Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your property.

Direct Mortgages are regulated by the Financial Services Authority, no.303003. Direct Mortgages, 70 Whitby Road, Ellesmere Port, Cheshire, CH65 0AA
A broker fee of up to 2% may be payable in certain circumstances.   Typical fees are £495.00 ,  payable only upon successful completion of your mortgage

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